About usConsidering you first. Making it fast.
OnTime Lending was founded in 2016. In the investment world, OnTime represents a measure of performance on a risk-adjusted basis. At OnTime, we combine objective advice and experience-led execution to bring the collective vision to life. We take the burden out of managing the financial details so clients can enjoy life’s journey and live out their unique purpose.
Our Mission
We strive to provide financial peace of mind by delivering tailored objective advice designed to give clients the confidence to pursue their own passion, dreams and talents.
Our Vision
We strive to empower clients by offering exceptional services, tools and resources aimed at bringing definition to their ambitions and objectives to their financial needs.
Our Best Services What We Do
Need to sort out some bills?
Rather than wait to deal with the bill until payday and incur increased borrowing costs, you can take advantage of our salary advance product to tie you over until you receive your monthly salary. Salary Advance loans are designed to do precisely that, provide you with much needed funds so that you can continue to meet your monthly commitments and cover life’s unforeseen bills until your payday.
Read MoreBorrow using an asset you already own.
Are you an individual or business looking for a loan? Are competitive financing rates and flexible terms important to you? Did you know you could leverage assets you already own to gain access to larger loans? We can help you find financing by using assets you already own. This can include recreational vehicles, marine vehicles and other assets if you're an individual, or commercial equipment if you're in a business.
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Stuck with an LPO? Get your business flowing
We offer you financing against a local purchase order from reputable organization to enable you to deliver the goods / services with ease and on time. Our target are companies with capacity to repay but have obstacles to access it from traditional lenders due to strict requirements. In addition to offering alternative affordable financing, we help clients to better understand their credit facility and reduce their dependence on revolving debt. We place a strong emphasis on integrity and personalised service.
Read MoreNeed a Bid Bond from a Reputable financial institution?
Bonds & surety are in place to protect you as the employer against non-performance on the part of the contractor. The risk of non-performance is regarded in terms of quality of work, completion of work, and the time in which completion occurs. In case of your debtor defaulting payment, we will mitigate the matter and insure that your financial setback does not affect your business.
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Why OnTime?
Our Promise to you... Service Beyond Belief
The heartbeat of OnTime Lending lies in assisting you according to your financial needs through personal loans. Since our inception, we have been committed to doing all we can to provide you with an affordable and appropriate loan, whatever the reason, and we will always treat you fairly and in confidence.
Always 'On Time'Fast online instant approvals
We honor our customers’ financial needs by extending fair, transparent and competitive loan choices to them. We will always put our customer first…and sometimes that means conducting a bit of financial education rather than extending a loan.
We are always ready Request a call back
“I had a good experience with Indo – Africa Finance. I am thankful to insight for the help you guys gave me. My loan was easy and fast. thank you ”
Peter Githinji
Chef, Heavenly Wings'I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here'
